6 Best Credit Cards in India (Feb 2026): Stop Overpaying on Bills & Shopping
Compare the top 6 credit cards in India 2026 — Axis Flipkart (7.5% Myntra), SBI Cashback (5% all online), Axis Airtel (25% Airtel), Axis MyZone & IndusInd Legend (lifetime free) & HDFC Bank. Enter your monthly spends, get instant results. No signup.
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Find My Best Card NowKey Takeaways — 6 Best Credit Cards in India 2026
- Axis Flipkart — 7.5% Myntra, 5% Flipkart/Cleartrip, 4% Swiggy/PVR/Uber. Up to ₹48K/year savings on partners.
- SBI Cashback — Flat 5% on ALL online spends. No merchant restrictions. Save up to ₹60K/year.
- Axis Airtel — 25% on Airtel services, 10% on Swiggy/Zomato/BigBasket. Perfect for Airtel users.
- 2 lifetime free cards — Axis MyZone (BOGO movies, Swiggy discounts) & IndusInd Legend (BOGO BookMyShow, partner deals).
- Use our free calculator below to find the best card for your spending — instant results, no signup.
Quick Winners by Category
SBI Cashback
5% on all online spends, no restrictions
Axis Airtel
25% on Airtel, 10% on utilities
Axis MyZone
BOGO movies, Swiggy discounts, lounge
Your Monthly Spends (₹)
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Disclaimer: “Apply Now” and other links to card issuers may be affiliate links. We may earn a commission when you apply, at no extra cost to you. Our comparison and ranking are independent and based on your entered spends.
Best Card for You: Axis AirtelYou save 5.6%
6 best credit cards ranked for you (by net savings)
Higher is better. Updates as you change spends.
Airtel users, utility bills, Swiggy, Zomato, BigBasket
Axis Airtel
- Annual fee
- ₹500 (waived on ₹200K spend)
- Rewards
- ₹12,120
- Net savings
- ₹12,120
- You save
- 5.6% of spends
- Best for
- Airtel users, utility bills, Swiggy, Zomato, BigBasket
About this card
About Axis Airtel Credit Card • 25% Cashback on Airtel services (Mobile, Broadband, WiFi, DTH) via Airtel Thanks app — Save up to ₹250/month (₹3,000/year savings!) • 10% Cashback on utility bill payments like gas and electricity when paid via the Airtel Thanks app — Save up to ₹250/month (₹3,000/year savings!) • 10% Cashback on Swiggy, Zomato & BigBasket — Save up to ₹500/month combined (₹6,000/year savings!) • 1% Unlimited Cashback on all other eligible spends — applies to both card swipes/online payments & RuPay UPI Scan & Pay • Welcome Benefit: Amazon voucher of ₹500 on first transaction within 30 days of card issuance • 4 complimentary domestic airport lounge visits/year — with ₹50,000 spend in past 3 months • 1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000 (up to ₹500 per statement) • Enjoy up to ₹10,000 Instant discount along with 6-month No Cost EMI on Apple purchases (valid Jan–Mar 2026) Fees & List of All Charges • Joining Fee: ₹500 + GST, covered with a ₹500 Amazon voucher as welcome benefit • Annual Fee: ₹500 + GST, from second year onwards • The annual fee is waived if you spend ₹2,00,000 or more in the previous year
SBI Cashback
- Annual fee
- ₹999 (waived on ₹200K spend)
- Rewards
- ₹9,360
- Net savings
- ₹9,360
- You save
- 4.3% of spends
- Best for
- All online spends (no merchant restrictions)
About this card
About SBI Cashback Credit Card • Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at ₹5,000/month combined for both Online & Offline Spends) • Offline spends: Get 1% cashback on everyday purchases (eligible offline categories) • Online + offline cashback combined is capped at ₹5,000 per statement cycle — save ₹60,000/year! • Fuel surcharge waiver: 1% waiver on transactions between ₹500–₹3,000, capped at ₹100 per statement cycle. No cashback is earned on fuel • Cashback is auto-credited to your SBI Card account within 2 working days of statement generation Fees & List of Charges • Joining Fee: ₹999 + GST • Annual Fee: ₹999 + GST, from second year onwards • The annual fee is waived if you spend ₹2,00,000 or more in the previous year
Axis Flipkart
- Annual fee
- ₹500 (waived on ₹350K spend)
- Rewards
- ₹7,560
- Net savings
- ₹7,060
- You save
- 3.3% of spends
- Best for
- Flipkart, Myntra, Cleartrip, Swiggy, PVR, Uber, Cult.fit
About this card
About Axis Flipkart Credit Card • 7.5% Cashback with every transaction on Myntra — Save up to ₹4,000 as cashback per quarter (₹16K/year savings!) • 5% Cashback on every Flipkart order (excluding Flipkart Health) — Save up to ₹4,000 as cashback per quarter (₹16K/year savings!) • 5% Cashback on Cleartrip — Save up to ₹4,000 as cashback per quarter (₹16K/year savings!) • 4% Unlimited Cashback on Swiggy, PVR, Uber, and Cult.fit • 1% Unlimited Cashback on other eligible spends • Welcome Benefit: Flipkart and BookMyShow voucher worth ₹250 each on first transaction — covers joining fee • 15% off up to ₹500 with EazyDiner • Fuel surcharge waiver: 1% off between ₹400 to ₹4,000 transactions, capped at ₹400 per cycle • Enjoy up to ₹10,000 Instant discount along with 6-month No Cost EMI on Apple purchases (valid Jan–Mar 2026) Fees & List of All Charges • Joining Fee: ₹500 + GST (partially covered by Welcome benefit of ₹250 Flipkart voucher) • Annual Fee: ₹500 + GST, from second year onwards • The annual fee is waived if you spend ₹3,50,000 or more in the previous year
Axis MyZone Rupay
- Annual fee
- Lifetime free
- Rewards
- ₹2,850
- Net savings
- ₹2,850
- You save
- 1.3% of spends
- Best for
- Movies, Swiggy, SonyLiv, airport lounge
About this card
About Axis MyZone Rupay Credit Card • Lifetime free (No Joining/Annual fees, also available on MasterCard variant) • Buy 1 Get 1 Free On Movie Tickets — Get 100% discount on 2nd movie ticket booked via District app (Max. discount up to ₹200/month/user) • Save ₹2,880 annually on Swiggy! Enjoy flat ₹120 off on food orders twice a month on a minimum spend of ₹500 per order • 1 Complimentary Lounge access per calendar quarter on select airports on spends of ₹50,000 in previous 3 months • Get 4 Edge reward points on every spend of ₹200 (except Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Govt & EMI transactions; 1 RP = ₹0.20) • Enjoy a SonyLiv Premium annual subscription worth ₹1,499 on your first transaction within 30 days of card issuance • Earn 1,000 Edge Reward Points on annual spends of ₹1.5 lakhs in an anniversary year • 15% discount up to ₹500 on min order ₹2,500 once a month through EazyDiner • 1% Fuel Surcharge waiver on all fuel transactions between ₹400 and ₹4,000 (Capped at ₹400 per month) • Enjoy up to ₹10,000 Instant discount along with 6-month No Cost EMI on Apple purchases (valid Jan–Mar 2026) Fees & List of All Charges • Joining Fee: Nil • Annual Fee: Nil
IndusInd Legend
- Annual fee
- Lifetime free
- Rewards
- ₹1,860
- Net savings
- ₹1,860
- You save
- 0.9% of spends
- Best for
- BookMyShow, weekend spends, partner brands
About this card
About IndusInd Legend Credit Card • LIFETIME FREE Card — No Joining & Annual Fees • ₹100 spent = 1 Reward Point on weekday spends • ₹100 spent = 2 Reward Points on weekend spends • Buy 1 Get 1 Free on BookMyShow — 3 Free tickets every month Other Amazing Offers • Instant Discount on Swiggy, EazyDiner & more brands • Lowest Forex Markup Charge of 1.8% • ICICI Lombard General Travel Insurance Partner Discounts • Flat 10% off sitewide on boAt products • Get 10% instant discount up to ₹250 on min purchase of ₹2,000 on BigBasket • PVR: Get ₹100 Off on purchase of Food & Beverage on Orders Above ₹350 • Lifestyle: Additional 15% Off on Lifestyle on Orders Above ₹1,999 • Amazing offers on major e-commerce like Swiggy, Titan, Reliance & more Fees & Charges • Joining Fee: Nil • Annual Fee: Nil
HDFC Bank
- Annual fee
- ₹500
- Rewards
- ₹2,340
- Net savings
- ₹1,840
- You save
- 0.9% of spends
- Best for
- Lounge access, EMI conversion, insurance cover
About this card
About HDFC Bank Credit Card • Hospitality Benefits: Complimentary access to Airport Lounges at Domestic and International airports • Smart EMI: Convert credit card spends of ₹2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures • Insurance Benefits: Complimentary air accidental cover and emergency overseas hospitalization cover worth several lakhs • Milestone Benefits: Get vouchers on meeting minimum monthly spending criteria Fees & List of All Charges • Joining Fee: Starting ₹500 + GST • Annual Fee: Starting ₹500 + GST
| Card | Annual Fee | Rewards earned | Net savings | You save | Best for | Apply |
|---|---|---|---|---|---|---|
Axis AirtelAbout this cardAbout Axis Airtel Credit Card • 25% Cashback on Airtel services (Mobile, Broadband, WiFi, DTH) via Airtel Thanks app — Save up to ₹250/month (₹3,000/year savings!) • 10% Cashback on utility bill payments like gas and electricity when paid via the Airtel Thanks app — Save up to ₹250/month (₹3,000/year savings!) • 10% Cashback on Swiggy, Zomato & BigBasket — Save up to ₹500/month combined (₹6,000/year savings!) • 1% Unlimited Cashback on all other eligible spends — applies to both card swipes/online payments & RuPay UPI Scan & Pay • Welcome Benefit: Amazon voucher of ₹500 on first transaction within 30 days of card issuance • 4 complimentary domestic airport lounge visits/year — with ₹50,000 spend in past 3 months • 1% fuel surcharge waiver on fuel transactions between ₹400–₹4,000 (up to ₹500 per statement) • Enjoy up to ₹10,000 Instant discount along with 6-month No Cost EMI on Apple purchases (valid Jan–Mar 2026) Fees & List of All Charges • Joining Fee: ₹500 + GST, covered with a ₹500 Amazon voucher as welcome benefit • Annual Fee: ₹500 + GST, from second year onwards • The annual fee is waived if you spend ₹2,00,000 or more in the previous year | ₹500 (waived on ₹200K spend) | ₹12,120 | ₹12,120Best | 5.6% | Airtel users, utility bills, Swiggy, Zomato, BigBasket | Apply now |
SBI CashbackAbout this cardAbout SBI Cashback Credit Card • Earn 5% cashback on every eligible online transaction, across all websites and apps. No merchant restrictions (Capped at ₹5,000/month combined for both Online & Offline Spends) • Offline spends: Get 1% cashback on everyday purchases (eligible offline categories) • Online + offline cashback combined is capped at ₹5,000 per statement cycle — save ₹60,000/year! • Fuel surcharge waiver: 1% waiver on transactions between ₹500–₹3,000, capped at ₹100 per statement cycle. No cashback is earned on fuel • Cashback is auto-credited to your SBI Card account within 2 working days of statement generation Fees & List of Charges • Joining Fee: ₹999 + GST • Annual Fee: ₹999 + GST, from second year onwards • The annual fee is waived if you spend ₹2,00,000 or more in the previous year | ₹999 (waived on ₹200K spend) | ₹9,360 | ₹9,360 | 4.3% | All online spends (no merchant restrictions) | Apply now |
Axis FlipkartAbout this cardAbout Axis Flipkart Credit Card • 7.5% Cashback with every transaction on Myntra — Save up to ₹4,000 as cashback per quarter (₹16K/year savings!) • 5% Cashback on every Flipkart order (excluding Flipkart Health) — Save up to ₹4,000 as cashback per quarter (₹16K/year savings!) • 5% Cashback on Cleartrip — Save up to ₹4,000 as cashback per quarter (₹16K/year savings!) • 4% Unlimited Cashback on Swiggy, PVR, Uber, and Cult.fit • 1% Unlimited Cashback on other eligible spends • Welcome Benefit: Flipkart and BookMyShow voucher worth ₹250 each on first transaction — covers joining fee • 15% off up to ₹500 with EazyDiner • Fuel surcharge waiver: 1% off between ₹400 to ₹4,000 transactions, capped at ₹400 per cycle • Enjoy up to ₹10,000 Instant discount along with 6-month No Cost EMI on Apple purchases (valid Jan–Mar 2026) Fees & List of All Charges • Joining Fee: ₹500 + GST (partially covered by Welcome benefit of ₹250 Flipkart voucher) • Annual Fee: ₹500 + GST, from second year onwards • The annual fee is waived if you spend ₹3,50,000 or more in the previous year | ₹500 (waived on ₹350K spend) | ₹7,560 | ₹7,060 | 3.3% | Flipkart, Myntra, Cleartrip, Swiggy, PVR, Uber, Cult.fit | Apply now |
Axis MyZone RupayAbout this cardAbout Axis MyZone Rupay Credit Card • Lifetime free (No Joining/Annual fees, also available on MasterCard variant) • Buy 1 Get 1 Free On Movie Tickets — Get 100% discount on 2nd movie ticket booked via District app (Max. discount up to ₹200/month/user) • Save ₹2,880 annually on Swiggy! Enjoy flat ₹120 off on food orders twice a month on a minimum spend of ₹500 per order • 1 Complimentary Lounge access per calendar quarter on select airports on spends of ₹50,000 in previous 3 months • Get 4 Edge reward points on every spend of ₹200 (except Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Govt & EMI transactions; 1 RP = ₹0.20) • Enjoy a SonyLiv Premium annual subscription worth ₹1,499 on your first transaction within 30 days of card issuance • Earn 1,000 Edge Reward Points on annual spends of ₹1.5 lakhs in an anniversary year • 15% discount up to ₹500 on min order ₹2,500 once a month through EazyDiner • 1% Fuel Surcharge waiver on all fuel transactions between ₹400 and ₹4,000 (Capped at ₹400 per month) • Enjoy up to ₹10,000 Instant discount along with 6-month No Cost EMI on Apple purchases (valid Jan–Mar 2026) Fees & List of All Charges • Joining Fee: Nil • Annual Fee: Nil | Lifetime free | ₹2,850 | ₹2,850 | 1.3% | Movies, Swiggy, SonyLiv, airport lounge | Apply now |
IndusInd LegendAbout this cardAbout IndusInd Legend Credit Card • LIFETIME FREE Card — No Joining & Annual Fees • ₹100 spent = 1 Reward Point on weekday spends • ₹100 spent = 2 Reward Points on weekend spends • Buy 1 Get 1 Free on BookMyShow — 3 Free tickets every month Other Amazing Offers • Instant Discount on Swiggy, EazyDiner & more brands • Lowest Forex Markup Charge of 1.8% • ICICI Lombard General Travel Insurance Partner Discounts • Flat 10% off sitewide on boAt products • Get 10% instant discount up to ₹250 on min purchase of ₹2,000 on BigBasket • PVR: Get ₹100 Off on purchase of Food & Beverage on Orders Above ₹350 • Lifestyle: Additional 15% Off on Lifestyle on Orders Above ₹1,999 • Amazing offers on major e-commerce like Swiggy, Titan, Reliance & more Fees & Charges • Joining Fee: Nil • Annual Fee: Nil | Lifetime free | ₹1,860 | ₹1,860 | 0.9% | BookMyShow, weekend spends, partner brands | Apply now |
HDFC BankAbout this cardAbout HDFC Bank Credit Card • Hospitality Benefits: Complimentary access to Airport Lounges at Domestic and International airports • Smart EMI: Convert credit card spends of ₹2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures • Insurance Benefits: Complimentary air accidental cover and emergency overseas hospitalization cover worth several lakhs • Milestone Benefits: Get vouchers on meeting minimum monthly spending criteria Fees & List of All Charges • Joining Fee: Starting ₹500 + GST • Annual Fee: Starting ₹500 + GST | ₹500 | ₹2,340 | ₹1,840 | 0.9% | Lounge access, EMI conversion, insurance cover | Apply now |
Detailed Card Reviews — 6 Best Credit Cards in India 2026
Below you’ll find an in-depth review of each of the 6 best credit cards in India 2026. We cover cashback rates, unique perks, fees, and who each card is best for.
Axis Flipkart Credit Card
4.8/5Best for Flipkart & MyntraThe Axis Flipkart credit card is the undisputed champion for Flipkart ecosystem users. With 7.5% cashback on Myntra (up to ₹4,000/quarter) and 5% on Flipkart & Cleartrip, you can save up to ₹48,000/year across partners alone. The 4% unlimited cashback on Swiggy, PVR, Uber & Cult.fit makes it a lifestyle powerhouse.
- • 7.5% Myntra + 5% Flipkart — highest partner cashback
- • 4% unlimited on Swiggy, PVR, Uber, Cult.fit
- • Welcome benefit covers joining fee
- • Apple discount up to ₹10,000
- • ₹500 annual fee (waived at ₹3.5L — high threshold)
- • Partner cashback capped at ₹4K/quarter each
- • Only 1% on non-partner spends
Annual fee: ₹500 + GST (waived at ₹3,50,000/year spend)
Final Verdict: Perfect for frequent Flipkart/Myntra shoppers and those using Swiggy regularly. The 7.5% Myntra cashback alone justifies this card if you shop for fashion online.
Apply for Axis Flipkart CardSBI Cashback Credit Card
4.9/5Best for All OnlineThe SBI Cashback credit card is the simplest and most versatile card on this list. It gives a flat 5% cashback on every online transaction — no merchant restrictions. Whether you shop on Amazon, Flipkart, Myntra, Swiggy, Zomato, or any other website, you earn 5%. Combined online + offline cap is ₹5,000/statement = ₹60,000/year savings potential.
- • 5% on ALL online — no merchant restrictions
- • ₹60K/year potential savings
- • Auto-credited cashback (no redemption needed)
- • Fuel surcharge waiver
- • ₹999 annual fee (waived at ₹2L spend)
- • Only 1% offline cashback
- • ₹5K/month cap (heavy spenders may hit it)
Annual fee: ₹999 + GST (waived at ₹2,00,000/year spend)
Final Verdict: Best card for those who spread their spending across multiple websites and apps. Simplifies reward tracking — one card for everything reduces mental load.
Apply for SBI Cashback CardAxis MyZone Rupay Credit Card
4.7/5Lifetime FreeThe Axis MyZone Rupay credit card is the best lifetime free credit card for movie and food lovers. With BOGO movies via District app (save up to ₹200/month), ₹120 off Swiggy twice a month (₹2,880/year), a free SonyLiv Premium subscription worth ₹1,499, and airport lounge access — all at zero cost.
- • Lifetime free — zero joining & annual fees
- • BOGO movie tickets (₹200/month value)
- • ₹2,880/year Swiggy savings
- • Free SonyLiv Premium (₹1,499 value)
- • Airport lounge access on ₹50K spend
- • Low base reward rate (0.4% via Edge RP)
- • Swiggy discount requires ₹500 min order
- • Lounge needs ₹50K spend in 3 months
Annual fee: Nil (Lifetime Free)
Final Verdict: Perfect for weekend entertainment lovers. BOGO movies feel like a "free date night" every week — great for couples and families.
Axis Airtel Credit Card
4.8/5Best for Airtel & BillsIf you’re an Airtel user, the Axis Airtel credit card is a no-brainer. It offers an incredible 25% cashback on all Airtel services (mobile, broadband, WiFi, DTH) — up to ₹250/month. Plus 10% on utility bills via the Airtel Thanks app and 10% on Swiggy, Zomato & BigBasket. Total savings potential: ₹12,000+/year just on bills and food. Managing a car? Pair this with a Fuel Credit Card for max savings on petrol.
- • 25% on Airtel — unbeatable for Airtel users
- • 10% on Swiggy, Zomato, BigBasket
- • 10% on utility bill payments
- • ₹500 Amazon welcome voucher covers fee
- • 4 airport lounge visits/year
- • Only useful if you’re an Airtel user
- • ₹500 annual fee (waived at ₹2L — moderate)
- • Cashback caps per month
Annual fee: ₹500 + GST (waived at ₹2,00,000/year spend)
Final Verdict: Best for those spending >₹5,000 on Airtel bills monthly. Saving 25% on utility bills feels like "beating the system" — inflation relief in action.
Apply for Axis Airtel CardIndusInd Legend Credit Card
4.6/5Lifetime FreeThe IndusInd Legend credit card is a solid lifetime free option for entertainment lovers. The standout perk: Buy 1 Get 1 Free on BookMyShow — 3 free tickets every month. Plus 2x reward points on weekends, partner discounts on boAt, BigBasket, PVR, Lifestyle, Swiggy and more. Lowest forex markup at just 1.8% makes it great for international transactions too.
- • Lifetime free — zero fees forever
- • BOGO BookMyShow (3 free/month)
- • 2x weekend rewards
- • 1.8% forex markup (lowest segment)
- • Travel insurance included
- • Low base reward rate (₹0.20 per ₹100)
- • No high-value cashback on shopping/food
- • Partner discounts have minimum spends
Annual fee: Nil (Lifetime Free)
Final Verdict: Getting lounge access and BOGO benefits for "lifetime free" feels like a hack. Perfect for those who want premium features without paying high fees.
Apply for IndusInd Legend CardHDFC Bank Credit Card
4.5/5Best for Lounge & InsuranceHDFC Bank credit cards are among the most widely held in India. The key value isn’t in cashback rates, but in premium benefits: complimentary airport lounge access (domestic & international), Smart EMI conversion for purchases above ₹2,500, air accident insurance and overseas hospitalization cover worth several lakhs. Ideal if you value travel perks and insurance over raw cashback.
- • Airport lounge access (domestic + international)
- • Smart EMI on purchases ₹2,500+
- • Air accident + overseas hospitalization cover
- • Milestone vouchers on spending
- • Starting ₹500 annual fee (not waivable)
- • Low cashback/reward rates
- • Generic card — specific HDFC variants may be better
Annual fee: Starting ₹500 + GST
Final Verdict: Best for frequent travelers who value lounge access and insurance coverage more than raw cashback. A safe, reliable choice from India’s most trusted credit card issuer.
Apply for HDFC Bank CardHow to Choose the Best Credit Card in India (Step-by-Step)
Choosing the best credit card in India 2026 depends entirely on your spending pattern. Follow these four steps:
- 1Enter Your Monthly Spends
Use the free calculator above to enter your monthly spending across 6 categories: shopping, food, bills, entertainment, travel, and other.
- 2Compare Net Savings Across Cards
The calculator instantly ranks all 6 cards by net savings (cashback earned minus annual fee). The top card is the best fit for your spending pattern.
- 3Read the Detailed Reviews
Check the pros/cons and full benefits of each card. Verify fee-waiver thresholds match your annual spend.
- 4Apply for Your Top Card
Click “Apply Now” on the card with the highest net savings. The process takes 2 minutes.
Full Comparison — 6 Best Credit Cards in India 2026
Quick reference. Use the calculator for personalised net savings.
Frequently Asked Questions
Which is the best credit card in India in 2026?
It depends on your spending: Axis Flipkart is best for Flipkart/Myntra shoppers (up to 7.5%), SBI Cashback for all-online spends (5%), Axis Airtel for Airtel and bill users (25% Airtel), and Axis MyZone or IndusInd Legend if you want lifetime-free cards. Use our free calculator above to find the best card for your spending pattern.
Is Axis Flipkart credit card worth it?
Yes — Axis Flipkart credit card offers 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, and 4% unlimited on Swiggy, PVR, Uber and Cult.fit. Annual fee ₹500 is waived at ₹3.5L annual spend. If you shop on Flipkart or Myntra regularly, it's one of the best cards available.
Which credit card gives 5% cashback on all online spends?
SBI Cashback credit card gives 5% cashback on every eligible online transaction across all websites and apps with no merchant restrictions. Combined online + offline cashback is capped at ₹5,000 per statement cycle (₹60,000/year). Annual fee ₹999 waived at ₹2L spend.
Best lifetime free credit card in India 2026?
Axis MyZone Rupay (BOGO movies, Swiggy discounts, SonyLiv Premium, lounge access) and IndusInd Legend (BOGO BookMyShow 3x/month, 2x weekend rewards, partner discounts). Both have zero joining and annual fees — forever.
Best credit card for Airtel and bill payments?
Axis Airtel credit card gives 25% cashback on Airtel services (mobile, broadband, WiFi, DTH) and 10% on utility bill payments via Airtel Thanks app. Also 10% on Swiggy, Zomato and BigBasket. Annual fee ₹500 waived at ₹2L spend.
Axis Flipkart vs SBI Cashback — which is better?
Axis Flipkart is better for Flipkart/Myntra/Cleartrip shoppers (5-7.5%). SBI Cashback is better for diversified online spending across ALL websites and apps (flat 5% everywhere). If you spread your spending across many platforms, SBI wins. If you're Flipkart-ecosystem heavy, Axis Flipkart wins.
Best credit card for movies in India?
Axis MyZone Rupay offers Buy 1 Get 1 Free on movie tickets via District app (up to ₹200/month). IndusInd Legend offers BOGO on BookMyShow (3 free tickets/month). Both are lifetime free — perfect for movie buffs.
How to choose the best credit card for me?
Enter your monthly spends in our free calculator, compare net savings across all 6 cards, read the detailed reviews, and apply for the card with the highest net savings. Takes under 3 minutes.
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