Subscription Cost Calculator

Your subscriptions

Add popular services or your own. Reorder with arrows.

Unused apps are one leak — daily chai is another. Calculate your chai spend with our Chai Sutta Calculator.

How It Works

Understanding your app subscription audit is simple. Whether you want to cancel Netflix India or trim any OTT and app spend:

1. 1
   Step 1 — Add your subscriptions

   Enter each service name, monthly cost, and how often you use it. You can also tap quick presets like Netflix, Prime, Spotify, or Zomato Pro.

2. 2
   Step 2 — Calculate total spend

   The calculator adds up all your subscriptions to show your total monthly cost.

3. 3
   Step 3 — Identify unused services

   Any subscription marked Never or Rarely is treated as unused. These are the hidden leaks draining your wallet.

4. 4
   Step 4 — Annual savings

   Multiply unused monthly spend × 12 to see how much you're wasting every year.

5. 5
   Step 5 — SIP projection

   Redirecting that annual waste into a Systematic Investment Plan (SIP) could grow into a meaningful amount. For illustration, we show a 5‑year projection at 12% growth.

₹1,188/year wasted = 2 months rent in Delhi or a Goa trip.

What else could ₹1,188/year get you?

Your yearly waste on unused subscriptions in India could instead pay for…

• •2 months' rent in a Delhi shared flat (₹10–15k/month), or a month in a decent 1BHK in Bangalore.
• •A Goa trip — flights, stay, and food for a long weekend.
• •A mid-range smartphone every year.
• •Several months of a two-wheeler EMI.

Frequently Asked Questions

How much do Indians spend on subscriptions yearly?

Indians with multiple OTT and app subscriptions often spend ₹1,200–₹2,500 per month (₹14,400–₹30,000 yearly). Netflix, Prime, Spotify, Zomato Pro, and others add up quickly; many users forget they are paying for services they rarely use.

Which apps are most often unused?

Gym apps, extra OTT platforms, food delivery memberships, and niche streaming or productivity apps are commonly underused. Users often keep subscriptions "for one show" or "someday" and forget to cancel.

How do I cancel subscriptions in India?

Open the app or website, go to Account or Settings, then Subscription or Billing. Cancel before the next renewal. For UPI or credit card charges, you can also disable auto-debit in your bank app or card settings.

Can I audit subscriptions from my bank statement?

Yes. Check your bank or card statement for recurring debits—Netflix, Amazon, Spotify, etc. appear as merchant names. List each amount and frequency (monthly/yearly) and compare with what you actually use.

Is this calculator accurate for OTT and apps?

Yes. Enter your actual monthly cost per service and how often you use it. The calculator treats Never and Rarely as unused and shows total spend, waste, and savings if you cancel those. SIP projection uses 12% compounded growth for illustration.

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